Citibank unsecured loan happens to be designed for salaried people, self-employed expert and business people. Current Citibank clients having a Suvidha, Branch or a home loan relationship can avail of Citibank personal bank loan.
The length of time could I try repay the mortgage?
You can easily repay your loan during a period of 12 to 60 months.
The time scale of the time you are taking the loan over will influence how big is your repayments, therefore you should repay your loan over a longer term if you want smaller repayments. Keep in mind, the longer you are taking to repay your loan, the greater interest you will be charged overall.
Could I pre-pay my Personal Bank Loan?
Yes. It is possible to pre-pay your private Loan. You have got two choices to produce a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing A comprehensive Pre-payment by settling the entire loan outstanding in one single single repayment. In the event that you prefer to make partial prepayment of one’s outstanding quantity, it really is a Partial Pre-payment. To create prepayments in complete or component, you’ll want to phone our 24×7 CitiPhone helpline.
Comprehensive Pre-payment of Citibank Unsecured Loan
For loans scheduled, you are able to shut your loan account in complete; you could do therefore any right time following the very very very first 12 months as your loan scheduling. For loans scheduled prior, it is possible to shut your loan account in full any right time following the very very first 6 months of one’s loan scheduling.
Partial pre-payments is made post the initial one year of the loan scheduling. To produce re re re payments in complete, you’ll want to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Unsecured Loan
You might prepay an integral part of the balance that is outstanding of loan susceptible to listed here conditions:
- You’ve got compensated your loan EMIs for at the least 12 months that are consecutive your loan booking date.
- Your prepayment quantity is the same as a the least 2 EMIs and at the most 5 EMIs.
To help make part pre-payment, you will need to phone our 24×7 CitiPhone helpline. As soon as you inform the financial institution of the intention to prepay, the lender will think about your demand and verify the sum that is final meet the criteria to prepay. After making the pre-payment, you are going to need to carry on repaying the EMIs that is subsequent per the payment routine provided by the financial institution. The partial pre-payment facility can be acquired as soon as in one year.
Whenever do i must pay Late Payment Charges?
The deadline for the repayment of EMIs will be 1 st of each and every thirty days, after the thirty days of Loan disbursement. Re re Payment directions will be presented from 1 st each and every thirty days. We nonetheless donРІР‚в„ўt cost any payment that is late just in case the re re payment is delayed.
How do you discover how much is outstanding to my loan?
If you are a current Citibank cash advance online loans Alabama on the web Banking client, you will see your present loan stability on the web, but please be mindful that it isn’t really your settlement that is final figure.
Instead, to learn the balance that is outstanding your private Loan simply phone our 24×7 CitiPhone helpline. Are going to in a position to supply you with the many current all about your loan.
How frequently will a statement is received by me?
Statements are given annual in the 31st of March and mailed to your many present target offered to us. If you want a declaration granted just about any time, just e mail us on our 24×7 CitiPhone helpline figures supplied right here or make use of your Citibank Online IPIN (available on demand) to get into your unsecured loan Account and acquire your balance.
Imagine if I have significantly more concerns?
If you should be Citibank client, please use the ‘online question’ center to write to us. If you should be maybe perhaps not just a Citibank Consumer, please phone our 24×7 CitiPhone helpline numbers provided right right right here.
Prepared to make an application for your loan?Click 4 Call.
- Personal Bank Loan Form
- Papers Required
- Private Loan РІР‚вЂњ Loan Agreement
- Personal Loan РІР‚вЂњ Provider Conditions And Terms
- Private Loan РІР‚вЂњ Most Significant Terms and Conditions
- Private Loan РІР‚вЂњ Standard Conditions And Terms
Stipulations use. Issuance of loan has reached the single discretion of Citibank, N A. Citibank reserves the ability to ask for just about any extra papers from the applicant.
Citibank reserves the proper, whenever, with previous notice to add/alter/modify/ modification or differ some of the conditions and terms or even to change them, wholly or perhaps in component.
+ please be aware that the Click 4 Call solution is present. This center just isn’t available on nationwide breaks and significant Public vacations.
*The final loan quantity, interest and loan tenure relevant is going to be at the mercy of eligibility, per Citibank’s credit processing requirements.
**Instant call right straight straight back solutions on SMS is present. If you should be instead of Aircel/Airtel/Vodafone/Idea, deliver the SMS. Stipulations use.
^Timelines mentioned include only days that are working. Timelines talked about would commence when the documentation that is entire per Citibank’s demands are submitted by the applicant.
# Customer can combine stability of no more than 2 charge cards and 2 loans that are personal. Client can avail a debt consolidating loan all the way to Rs. 15 Lakh. The last loan quantity and interest price relevant will soon be at the mercy of eligibility, according to Citibank’s credit processing requirements.
Partial pre-payment is permitted after one year of loan tenure. Client can work out this only one time in one year. Client has to pay in numerous of EMIs. Component pre-payment quantity can be just as much as 5 months EMI quantity and the least 2 month EMI amount. For the amount that is exact client has to phone CitiPhone.